I grew up next to a loquat tree - that is, in a house next to house in whose yard was a loquat tree - one grown more as an ornamental than as a fruit tree, I guess, since as far as I know no-one but us kids ate the fruit. Summer days, neighbourhood of kids, plucking and eating at will the fruits warm from the tree, and admiring the big, glossy seeds. I always wanted to keep them, and make necklaces from them, but they always dried, and lost their gloss and the brown skin fell off.
More recently, a friend shared some loquat bounty from a tree-of-a-friend and I discovered that they are even better not sun-warm, but cold from the fridge (though still against the background of a warm summer's day).