Find a penny
If you find a penny and you *don't* pick it up, more good luck accrues to it. So, the more people walk by a penny (or other coin) and don't pick it up, the luckier it becomes--but only if they deliberately don't pick it up. If they simply fail to notice it, then it doesn't count.
So you can use this as a good-luck savings account: See a coin, but don't pick it up. Wait a number of days proportional to the amount of good luck you'd like to collect. As with all investments, there are risks. Someone else might pick up your coin.
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